Flexible Financial Planning — Choose the Modules That Fit Your Life.

Because Not Everyone Needs the Whole Puzzle — Yet

Not everyone needs a full financial plan all at once

For individuals or families who’ve already taken steps in certain areas, or who prefer to focus on one goal at a time, I offer modular financial planning services.

Modular planning is ideal if you’ve already worked with another advisor and want a second opinion, if you're navigating a specific life change like marriage, divorce, or conversion, or if you’re simply not ready to commit to a full-scope plan. It’s a flexible, no-pressure way to get expert input exactly where you need it — one piece at a time.

I offer focused, stand-alone modules in key areas like:

Estate Planning

Protection Planning

Investment Planning

• Will / Wasiat

• Hibah

• Waqf

• Trust Setup

• Faraid Considerations

• Takaful

• Insurance Review

• Medical Coverage Gaps

• Portfolio check-ins,

• Education Funds

• Retirement Growth

This is ideal if:

• You’ve already got a planner but want a second opinion on a specific area

• You’re not ready for full-service planning but want expert input on one topic

• You’re a DIY-er looking for clarity before making your next move

• You’re updating a plan after a life change — marriage, divorce, birth, conversion, etc.

Modular services offer flexibility, clarity, and no pressure — just focused help, right where you need it.

Modular planning is ideal if you’ve already worked with another advisor and want a second opinion, if you're navigating a specific life change like marriage, divorce, or conversion, or if you’re simply not ready to commit to a full-scope plan. It’s a flexible, no-pressure way to get expert input exactly where you need it — one piece at a time.

Life doesn’t happen in silos — and neither should your financial planning. My holistic service looks at the full picture: your income, spending, protection, investments, goals, family structure, faith, and legacy. Whether you're raising a child with special needs, entering retirement, navigating life after conversion, or simply feeling overwhelmed by where to start, I help you align your finances with your values and real-life circumstances.

This approach is best for those ready to take a step back, see how the pieces connect, and design a personalised plan that evolves with your life. It’s not just about numbers — it’s about clarity, confidence, and knowing you’re on the right path.